/* Colors and Inter live in theme.css. This file is layout only. */

*,
*::before,
*::after { box-sizing: inherit; }

[hidden] { display: none !important; }

html { scroll-padding-top: 12px; }

@media (prefers-reduced-motion: reduce) {
  html { scroll-behavior: auto; }
  *,
  *::before,
  *::after {
    transition: none !important;
    animation: none !important;
  }
}

body {
  margin: 0;
  background: var(--color-page);
  color: var(--color-body);
  font-family: var(--font);
  font-size: 17px;
  line-height: 1.55;
  padding-top: env(safe-area-inset-top, 0px);
  padding-bottom: env(safe-area-inset-bottom, 0px);
}

html.is-embed body { overscroll-behavior: none; }

img { max-width: 100%; }

a { color: var(--color-brand); }
a:hover { color: var(--color-brand-hover); }

h1, h2, h3, h4, .brand, .sec, .step-heading, .res-head h3, .state-card h2, .prog h4 {
  color: var(--color-heading);
}

:focus-visible {
  outline: 3px solid var(--color-brand);
  outline-offset: 2px;
  border-radius: 4px;
}

.vh {
  position: absolute;
  width: 1px;
  height: 1px;
  padding: 0;
  margin: -1px;
  overflow: hidden;
  clip: rect(0, 0, 0, 0);
  white-space: nowrap;
  border: 0;
}

.skip {
  position: absolute;
  left: 12px;
  top: -40px;
  background: var(--color-page);
  color: var(--color-body);
  padding: 8px 12px;
  z-index: 2;
}
.skip:focus { top: 8px; }

.wrap { max-width: 1040px; margin: 0 auto; padding: 0 20px; }

.site-header {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 16px;
  padding: 18px 0;
}
html.is-embed .site-header { display: none; }

.brand {
  font-family: var(--font);
  font-weight: 700;
  font-size: 21px;
  color: var(--color-body);
  text-decoration: none;
  letter-spacing: -0.01em;
}
.brand small {
  display: block;
  font-family: var(--font);
  font-weight: 400;
  font-size: 13px;
  color: var(--color-secondary);
  letter-spacing: 0;
}
.head-call {
  font-weight: 600;
  font-size: 15px;
  color: var(--color-brand);
  background: var(--color-page);
  text-decoration: none;
  border: 1.5px solid var(--color-brand);
  padding: 8px 14px;
  border-radius: 999px;
  white-space: nowrap;
}
.head-call:hover { background: var(--color-band); color: var(--color-brand); }

.band { background: var(--color-band); }
.hero { padding: 28px 0 40px; }
.hero h1 {
  font-family: var(--font);
  font-weight: 600;
  font-size: clamp(32px, 8vw, 58px);
  line-height: 1.08;
  letter-spacing: -0.02em;
  margin: 0 0 16px;
}
.lede { font-size: 18px; color: var(--color-secondary); margin: 0 0 24px; max-width: 42rem; }
.cta {
  display: flex;
  width: 100%;
  align-items: center;
  justify-content: center;
  gap: 12px;
  background: var(--color-brand);
  color: var(--color-on-brand);
  font-weight: 700;
  font-size: 19px;
  padding: 18px 24px;
  border-radius: 14px;
  text-decoration: none;
  border: 1.5px solid var(--color-brand);
}
.cta:hover, .cta:active {
  background: var(--color-brand-hover);
  border-color: var(--color-brand-hover);
  color: var(--color-on-brand);
}
.cta .key { width: 26px; height: 26px; flex: none; }
.cred { margin: 18px 0 0; font-size: 15px; color: var(--color-secondary); }
.cred strong { color: var(--color-body); }

.state-card {
  background: var(--color-page);
  border: 1px solid var(--color-line);
  border-radius: 20px;
  padding: 20px;
  margin-top: 28px;
}
.state-card h2 { font-family: var(--font); font-size: 20px; margin: 0 0 4px; }
.state-card p { margin: 0 0 12px; color: var(--color-secondary); font-size: 15px; }
.state-row {
  display: flex;
  justify-content: space-between;
  align-items: baseline;
  gap: 12px;
  padding: 10px 0;
  border-top: 1px solid var(--color-line);
  font-size: 15px;
}
.state-row:nth-child(even) { background: var(--color-alt); }
.state-row b {
  font-family: var(--font);
  font-size: 18px;
  color: var(--color-brand);
  text-align: right;
}
.agent-chip {
  display: inline-block;
  margin-bottom: 12px;
  background: var(--color-band);
  color: var(--color-heading);
  font-size: 14px;
  font-weight: 600;
  padding: 6px 12px;
  border-radius: 999px;
}

.tool {
  background: var(--color-page);
  border-top: 1px solid var(--color-line);
  border-bottom: 1px solid var(--color-line);
  padding: 40px 0 56px;
}
.tool h2 {
  font-family: var(--font);
  font-size: clamp(28px, 6vw, 40px);
  margin: 0 0 6px;
  letter-spacing: -0.015em;
}
.sub { color: var(--color-secondary); margin: 0 0 24px; }
.steps { display: flex; gap: 8px; margin-bottom: 24px; flex-wrap: wrap; }
.step-tab {
  font: inherit;
  font-size: 14px;
  font-weight: 600;
  color: var(--color-secondary);
  padding: 8px 14px;
  border-radius: 999px;
  border: 1.5px solid var(--color-control);
  background: var(--color-page);
  cursor: pointer;
}
.step-tab[aria-current="step"] {
  background: var(--color-brand);
  color: var(--color-on-brand);
  border-color: var(--color-brand);
}
.step-tab.done { color: var(--color-body); border-color: var(--color-brand); }

.step-heading {
  font-family: var(--font);
  font-size: 22px;
  margin: 0 0 16px;
}
fieldset { border: 0; margin: 0; padding: 0; min-width: 0; }
.grid { display: grid; gap: 20px; }
label.f, .f { display: block; font-weight: 600; font-size: 15px; margin-bottom: 6px; }
.hint { font-weight: 400; color: var(--color-secondary); font-size: 15px; }
input[type="text"],
input[type="number"],
input[type="email"],
input[type="tel"],
select {
  width: 100%;
  font: inherit;
  font-size: 17px;
  color: var(--color-body);
  background: var(--color-page);
  border: 1.5px solid var(--color-control);
  border-radius: 10px;
  padding: 12px 14px;
}
.money { position: relative; }
.money input { padding-left: 28px; }
.money::before {
  content: "$";
  position: absolute;
  left: 13px;
  top: 50%;
  transform: translateY(-50%);
  color: var(--color-secondary);
}
.choices { display: flex; flex-wrap: wrap; gap: 8px; }
.choice { position: relative; }
.choice input { position: absolute; opacity: 0; inset: 0; width: 100%; height: 100%; margin: 0; cursor: pointer; }
.choice span {
  display: block;
  padding: 10px 16px;
  border: 1.5px solid var(--color-control);
  border-radius: 10px;
  font-size: 15px;
  font-weight: 600;
  background: var(--color-page);
}
.choice input:checked + span { border-color: var(--color-brand); background: var(--color-band); font-weight: 700; }
.choice input:focus-visible + span { outline: 3px solid var(--color-brand); outline-offset: 2px; }
.nav { display: flex; justify-content: space-between; gap: 12px; margin-top: 28px; }
.btn {
  font: inherit;
  font-weight: 700;
  font-size: 16px;
  padding: 14px 22px;
  border-radius: 12px;
  cursor: pointer;
  border: 1.5px solid var(--color-brand);
  background: var(--color-brand);
  color: var(--color-on-brand);
  text-decoration: none;
  display: inline-flex;
  align-items: center;
  justify-content: center;
}
.btn:hover, .btn:active {
  background: var(--color-brand-hover);
  border-color: var(--color-brand-hover);
  color: var(--color-on-brand);
}
.btn.ghost {
  background: var(--color-page);
  color: var(--color-brand);
  border-color: var(--color-brand);
}
.btn.ghost:hover, .btn.ghost:active {
  background: var(--color-band);
  color: var(--color-brand);
  border-color: var(--color-brand);
}
.err { color: var(--color-error); font-size: 15px; margin: 8px 0 0; min-height: 1.2em; }

.le-warning {
  font-size: 18px;
  font-weight: 700;
  line-height: 1.4;
  margin: 0 0 16px;
  color: var(--color-heading);
  background: var(--color-band);
  border-left: 6px solid var(--color-brand);
  padding: 14px 16px;
}
.assumption, .pay-assumptions, table { font-size: 17px; }
.disclaimer, .assumption { margin: 0 0 16px; }
.draft-flag { font-weight: 700; margin: 0 0 8px; }
.res-head {
  display: flex;
  flex-wrap: wrap;
  justify-content: space-between;
  align-items: end;
  gap: 12px;
  margin: 8px 0 18px;
}
.res-head h3 { font-family: var(--font); font-size: 28px; margin: 0; line-height: 1.15; }
.cashbar-wrap {
  background: var(--color-band);
  border: 1px solid var(--color-line);
  border-radius: 18px;
  padding: 18px;
  margin-bottom: 12px;
}
.cash-figs { display: flex; flex-wrap: wrap; gap: 18px; margin-bottom: 12px; }
.cash-figs div { font-size: 15px; color: var(--color-secondary); }
.cash-figs b { display: block; font-family: var(--font); font-size: 28px; color: var(--color-body); line-height: 1.1; }
.cash-figs .help b { color: var(--color-brand); }
.cashbar { height: 26px; border-radius: 8px; background: var(--color-alt); overflow: hidden; display: flex; }
.cashbar .fill { background: var(--color-brand); height: 100%; width: 0; }
.cashbar-legend { display: flex; justify-content: space-between; font-size: 15px; color: var(--color-secondary); margin-top: 8px; }
.sec { font-family: var(--font); font-size: 22px; margin: 8px 0 12px; }
.prog-list { display: grid; gap: 12px; margin-bottom: 16px; }
.prog {
  display: grid;
  grid-template-columns: 1fr;
  gap: 6px;
  padding: 16px;
  border: 1px solid var(--color-line);
  border-left: 5px solid var(--color-brand);
  border-radius: 12px;
  background: var(--color-band);
}
.prog.paused { border-left-color: var(--color-secondary); }
.prog h4 { margin: 0; font-size: 17px; }
.prog .amt { font-family: var(--font); font-weight: 700; font-size: 20px; color: var(--color-brand); }
.prog .meta, .prog .type-line { font-size: 17px; }
.prog .meta { color: var(--color-secondary); }
.tag {
  display: inline-block;
  font-size: 12px;
  font-weight: 700;
  padding: 2px 8px;
  border-radius: 6px;
  margin: 0 6px 6px 0;
  background: var(--color-band);
  color: var(--color-body);
}
.tag.wait { background: var(--color-alt); color: var(--color-heading); }
.out { margin: 0 0 20px; }
.out summary { cursor: pointer; font-weight: 600; }
.pay-layout { display: grid; gap: 16px; align-items: start; }
.cost-fields { display: grid; gap: 14px; margin-bottom: 16px; }
.cost-fields label { font-size: 17px; font-weight: 600; }
.cost-fields input { display: block; width: 8rem; margin-top: 6px; font: inherit; font-size: 17px; }
.cost-fields .src { display: block; margin-top: 4px; font-size: 17px; font-weight: 400; }
.tbl-wrap { overflow-x: auto; }
table { width: 100%; border-collapse: collapse; min-width: 520px; }
th, td { text-align: right; padding: 10px 12px; border-bottom: 1px solid var(--color-line); }
tbody tr:nth-child(even) { background: var(--color-alt); }
th:first-child, td:first-child { text-align: left; }
th { font-size: 17px; color: var(--color-secondary); font-weight: 600; }
td b { font-family: var(--font); font-size: 18px; }
.rate-row { display: flex; flex-wrap: wrap; align-items: center; gap: 10px; margin-bottom: 12px; }
.rate-row input { width: 8rem; }
.usda { padding: 16px; border-radius: 12px; background: var(--color-band); margin: 8px 0 24px; }
.usda p { margin: 8px 0; }

.lead {
  background: var(--color-page);
  color: var(--color-body);
  border: 1px solid var(--color-line);
  border-top: 6px solid var(--color-brand);
  border-radius: 20px;
  padding: 22px;
  margin-top: 12px;
}
.lead h3 { font-family: var(--font); font-size: 24px; margin: 0 0 6px; }
.lead p { margin: 0 0 14px; }
.lead label.f { color: var(--color-heading); }
.lead input, .lead select { background: var(--color-page); color: var(--color-body); border-color: var(--color-control); }
.lead a { color: var(--color-brand); }
.consent { display: flex; gap: 10px; align-items: flex-start; font-size: 15px; line-height: 1.45; margin: 8px 0 12px; }
.consent input { margin-top: 3px; width: 18px; height: 18px; flex: none; }
.lead .err { color: var(--color-error); }
.staging {
  background: var(--color-band);
  color: var(--color-heading);
  border-radius: 12px;
  padding: 12px 14px;
  margin: 0 0 14px;
}
.actions { display: flex; flex-wrap: wrap; gap: 10px; margin: 12px 0; }
.hp {
  position: absolute;
  left: -10000px;
  width: 1px;
  height: 1px;
  overflow: hidden;
}

.site-footer { background: var(--color-band); padding: 28px 0 48px; color: var(--color-secondary); }
.ehl-row { display: flex; align-items: center; gap: 10px; color: var(--color-heading); font-weight: 700; margin: 0 0 8px; }
.ehl-logo { width: 48px; height: 48px; background: var(--color-page); border-radius: 6px; }
.nmls { color: var(--color-heading); margin: 0 0 8px; }
.foot-links { padding: 0; margin: 0 0 12px; list-style: none; }
.foot-links li { margin: 4px 0; }

@media (min-width: 760px) {
  .head-call { display: inline-block; }
  .hero { display: grid; grid-template-columns: 1.25fr 1fr; gap: 40px; align-items: start; padding: 36px 0 56px; }
  .state-card { margin-top: 0; }
  .cta { display: inline-flex; width: auto; }
  .grid.two { grid-template-columns: 1fr 1fr; gap: 20px 24px; }
  .full { grid-column: 1 / -1; }
  .pay-layout { grid-template-columns: minmax(0, 1.4fr) minmax(16rem, 0.8fr); }
  .prog { grid-template-columns: 1fr auto; align-items: start; }
  .prog .meta, .prog .type-line { grid-column: 1 / -1; }
}

@media (max-width: 759px) {
  .head-call { display: none; }
}